SBI Arogya Premier policy is exclusively designed to meet Special Healthcare requirements of such individuals, who need wider medical coverage option and best medical treatment from the top medical experts.
Pre-existing diseases are Covered after 48 months of continuous coverage.
No pre-policy medical test up to the age of 55 years for people with no medical history.
Upto 142 Day Care Procedures covered.
No medical tests required up to 55 Years of Age.
No Claim bonus of 10% every year (maximum up to 50%).
Tax rebate available as per provision of Income Tax Rules under section 80-D.
Auto reinstatement of sum insured equal to the base amount,at no additional premium.
Room Rent Limit
ICU Daily Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Automatic Restoration of Sum Insured
Yes, upto 100%
Pre-Existing Disease / Illness coverage
After 4 Years
Waiting Period for New Policy
Above 55 yrs of age.
Free Health Checkup
After 4 claim free years.
Actual expenses,includes Air ambulance (Upto Rs.1,00,000)