Useful Information

New India

TPA Information

Top Up Mediclaim


New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.


  • No Pre–acceptance Health Check–up for persons above 50 years of age.
  • Pre existing Diseases covered after 48 months of continous coverage.
  • Expenses covered for Ayush Treatment.
  • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
  • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
  • Organ donor expenses are covered.


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Additional Cover for Critical Illness
Optional, for age below 65
Pre-Existing Disease / Illness coverage
After48 months
Waiting Period for New Policy
30 days
Ambulance Expenses
Up to 1 % of sum insured
Non-Allopathic Treatments
Daily Hospitalization Allowance
Up to 0.1 % of sum insured, Max 10 days
Donor Expenses
Nursing Allowance