In this floater policy you opt for a compulsory deductible amount, which you bear either through existing health coverage or through own/other sources. The policy acts as an additional cover over and above the deductible amount.
Highlight:
High coverage at low premium
No Medical Tests up to 45 Years
Cashless facility available at over 4000 network hospitals across India
Directly serviced by IFFCO TOKIO without any Third Party
Emergency Additional Services at no extra cost
Life Long Renewal
Get additional family Discount up to 10%
Pre and post hospitalization expenses are also covered for non-allopathic treatment
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 hrs
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Up to 50% of the cost reimbursed
Ambulance Expenses
Max 3000
Non-Allopathic Treatments
Covered
Daily Hospitalization Allowance
Up to 0.1%
Donor Expenses
Covered
Nursing Allowance
Covered
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