Insurance Portfolio
  Online Counseling
  Life Insurance
  Mutual Funds
  Small Saving Scheme
  Non Life Insurance
Product Information
Useful Information


TPA Information

Individual Medishield


Individual Medishield policy is a complete protection plan for the medical treatment of your entire family


  • Pre and post hospitalization expenses are covered up to 60 Days each
  • Domiciliary hospitalization expenses up to 20% of Basic Sum Insured
  • Enhancement of Sum Insured for every claim free year without additional premium
  • No Medical Tests up to 45 years
  • Hospitalization treatment for less than 24 hours covered under specified circumstances
  • Option of Double the sum Insured in case of Critical Illness
  • Emergency Additional Services at no extra cost
  • Non-allopathic treatment is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2.5% of sum insured
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
121 procedures covered
Pre-Existing Disease / Illness coverage
After 36 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Once at the end of 4 claim free years
Ambulance Expenses
Up to 1% of basic sum insured, Max 1500
Non-Allopathic Treatments
Up to 10% of basic sum insured
Daily Hospitalization Allowance
Nursing Allowance
Up to 1% of sum insured
No Claim Bonus
Up to 5% of sum insured, Max 50%
Interested in buying Health Insurance?
Please provide your details below and we shall call you back to advise you the right plan for you.
Health Insurance FAQs
  • Why do I need a Health Insurance Plan?
  • What are types of Health Insurance policies?
  • Does Health insurance offer any tax exemption?
  • What are the eligibilty criteria for purchasing health insurance
Claim Process
Know More
Wellness Tips
Need Assistance in Claims
Please provide your details below and we shall swing into action to assist you
Back Top