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HEALTH INSURANCE
Product Information
Useful Information

ICICI

TPA Information

Health Smart Individual

Synopsis:

In addition to the usual mediclaim policies,Health smart offers a range of Services in case of unexpected medical emergencies.

Highlight:

  • Covers for Medical expenses incurred by the Insured as an Outpatient.
  • Critical Illness cover up to 100% of sum insured for specified critical Illnesses.
  • Value Added Services such as Free health check-up coupon & Online Chat with Medical Practitioners.
  • Pre-existing diseases are Covered after 24 months.
  • Cumulative Bonus on Renewal for every Claim Free Year.

Benefit:

Title
Description
Room Rent Limit
No Limit
ICU Daily Rent Limit
No Limit
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
150 procedures covered
Additional Cover for Critical Illness
Optional
Pre-Existing Disease / Illness coverage
After 24 months
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Yes
Ambulance Expenses
Up to 1500 per hospitalization
Non-Allopathic Treatments
Not covered
Daily Hospitalization Allowance
Up to 2000 per day, Max 10 days
Donor Expenses
Optional
Nursing Allowance
Optional
No Claim Bonus
Up to 10% per claim free year, Max 50%
 
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Health Insurance FAQs
  • Why do I need a Health Insurance Plan?
  • What are types of Health Insurance policies?
  • Does Health insurance offer any tax exemption?
  • What are the eligibilty criteria for purchasing health insurance
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