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HEALTH INSURANCE
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TPA Information

Mediclaim Plus

Synopsis:

Mediclaim Plus is a health insurance policy which covers expenses for in-patient treatment and expenses incurred for the treatment of illness or disease or injury during the term of the policy

Highlight:

  • More than 140 Day Care Treatments are covered under this Policy.
  • Policy can be renewed till life time.
  • Youth discount of 10% is allowed for the age group between 18 to 25 Years.
  • Optional critical illness benefit is available
  • Health check-up expenses once in 2 years.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Up to 1% of basic sum insured
ICU Daily Rent Limit
Up to 2% of basic sum insured, Max 15000
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
140+ procedure covered
Additional Cover for Critical Illness
Optional
Pre-Existing Disease / Illness coverage
After 36 months
Waiting Period for New Policy
30 days
Co-Payment
Up to 20%, for treatment in non-network
Free Health Checkup
Every 2 years, Up to 1000
Ambulance Expenses
Up to 2500
Non-Allopathic Treatments
Covered
New Born Baby Cover
Covered
Daily Hospitalization Allowance
Covered
Donor Expenses
Covered
No Claim Bonus
Up to 5% per claim free year, Max 50%
 
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