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HEALTH INSURANCE
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TPA Information

Parivar Mediclaim

Synopsis:

Parivar Mediclaim is a family floater health insurance policy wherein entire Family will be covered under single sum insured. this policy covers Hospitalisation expense incurred for treatment of illness & diseases.

Highlight:

  • Pre existing Diseases covered after a waiting period of 48 months.
  • More than 140 day care Procedures are covered.
  • Tax Rebate U/S 80D of the Income Tax act.
  • Provides for cashless facility and Reimbursement of hospitalisation expenses.
  • Renewals accepted till the age of 65 Years.
  • Organ donor expenses are covered.

Benefit:

Title
Description
Room Rent Limit
Up to 1% of SI or actual,
ICU Daily Rent Limit
Up to 2% of SI or actual
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
140 procedures covered.
Additional Cover for Critical Illness
Optional
Pre-Existing Disease / Illness coverage
Covered after 48 months
Waiting Period for New Policy
30 days
Co-Payment
10%
Free Health Checkup
Every 4 yrs, upto Rs.5000.
Ambulance Expenses
RS.1000 Upto Rs.2500.
Non-Allopathic Treatments
Covered, upto SI
New Born Baby Cover
Up to 10% of SI, 30,000 upto Rs.50,000.
Daily Hospitalization Allowance
300, max.of 5 days.
Donor Expenses
Covered.
No Claim Discount
5% on base premium.
 
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