Religare Care Freedom is an Ideal plan for people aged between 45-70 with Affordable premiums, this plan provides Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
Highlight:
Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
No Loading of premium & medical underwriting.
Option to include spouse under floater plan for competitive premiums.
Pre Existing Diseases covered after a period of 24 months.
20% co-pay for all claims including PED cases on entry up to age 70.
Life long policy renewal is available.
Benefit:
Title
Description
Waiting Period for New Policy
30 Days
Nursing Allowance
Upto 10% of S.I
Room Rent Limit
Twin sharing upto 1% of S.I
ICU Daily Rent Limit
Upto 2% of S.I
Pre-Hospitalization Expenses
Upto 7.5% of hospitalization expenses, max. upto 10%
Post Hospitalization Expenses
Upto 7.5% of hospitalization expenses, max. upto 10%
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Covered, upto S.I
Automatic Restoration of Sum Insured
Up to S.I
Pre-Existing Disease / Illness coverage
After 2 Years
Co-Payment
20% for entry up to 70/30% for entry above 70.
Free Health Checkup
Annually
Ambulance Expenses
Upto Rs.1000
Daily Hospitalization Allowance
Rs.750, upto Rs.1000 for max.7 days
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