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HEALTH INSURANCE
Product Information
Useful Information

United

TPA Information

Individual Mediclaim

Synopsis:

Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs

Highlight:

  • It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
  • The cost of Medical check-up once every 3 years provided no claims are made in between the years.
  • Domiciliary Hospitalization benefit is provided
  • The Non-allopathic treatment cost is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Up to 1% of sum insured
ICU Daily Rent Limit
Up to 2% of sum insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Free Health Checkup
Up to 1% of sum insured, once in 3 claim free years
Ambulance Expenses
Up to 2500 per hospitalization
Non-Allopathic Treatments
Covered
Daily Hospitalization Allowance
Optional, up to Rs. 250/500 per day, Max up to 2500/5000 per hospitalization.
Nursing Allowance
Up to 1% of the sum insured
 
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