Insurance Portfolio
  Online Counseling
  Life Insurance
  Mutual Funds
  Small Saving Scheme
  Non Life Insurance
Product Information
Useful Information


TPA Information

Senior Citizen Health Insurance Individual


Universal Sompo Senior Citizen Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.


  • The person must be above 60 years of age on last birthday for taking a policy.
  • Maximum entry age under the Policy for you and your spouse is restricted to 70 years.
  • Depending on the Sum Insured limits the insured may be asked to go undergo some medical tests.
  • Policy comprises of two sections- Section A & Section B, Section A is mandatory to be taken under the Policy.
  • Section B- Critical Illness shall be available on individual Sum Insured basis only.
  • Sum Insured can be enhanced upon renewal.
  • Pre existing diseases covered after 24 months of continuos coverage.
  • Family discount of 10% is available.


Room Rent Limit
1% of S.I or Actuals Whichever is Less.
ICU Daily Rent Limit
2% of S.I or Actuals Whichever is Less.
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Additional Cover for Critical Illness
Yes (Optional)
Automatic Restoration of Sum Insured
On renewal.
Pre-Existing Disease / Illness coverage
After 24 months
Waiting Period for New Policy
30 Days
Free Health Checkup
After 3 Claim free Years
Ambulance Expenses
1% of SI or Rs.1500
Daily Hospitalization Allowance
0.1% of S.I or Rs 250 whichever is less, max. Rs.2500
Nursing Allowance
1% of S.I
No Claim Bonus
5% max. upto 10 calim free Years
Interested in buying Health Insurance?
Please provide your details below and we shall call you back to advise you the right plan for you.
Health Insurance FAQs
  • Why do I need a Health Insurance Plan?
  • What are types of Health Insurance policies?
  • Does Health insurance offer any tax exemption?
  • What are the eligibilty criteria for purchasing health insurance
Claim Process
Know More
Wellness Tips
Need Assistance in Claims
Please provide your details below and we shall swing into action to assist you
Back Top