Calculators
  Insurance Portfolio
  Online Counseling
  e-Greetings
  Newsletter
  Life Insurance
  Mutual Funds
  Loans
  Small Saving Scheme
  Bonds
  Non Life Insurance
 
 
 
 
 
HEALTH INSURANCE
Product Information
Useful Information

Star Health

TPA Information

Family Health Optima

Synopsis:

ThisĀ is a complete health insurance policy for the family which covers medical expenses incurred by a person due to any illness or injury. There is a considerable saving in premium as the entire family is covered under one policy with single sum insured.

Highlight:

  • All Day Care procedures are covered.
  • Expenses incurred towards Emergency Domestic Medical Evacuation.
  • Coverage for New born Baby
  • Coverage for Domiciliary hospitalization treatments
  • 100% Sum insured will be restored automatically in case of exhaustion of Sum Insured in the policy
  • Recharge benefit provides additional indemnity up to specified limits, when the sum insured under the policy is exhausted
  • No Medical tests required up to the age of 50 Years
  • Life Long renewal for health insurance
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Rs.5000 per day
ICU Daily Rent Limit
Actuals
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
All procedures covered
Automatic Restoration of Sum Insured
100% of SI
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Co-Payment
NA, 20% on every claim for age Above 60 yrs.
Medical Screening
Above age 50 years
Free Health Checkup
After 3 claim free years, Max 5000
Ambulance Expenses
Up to 750 per hospitalization, Max 1500 per policy year
New Born Baby Cover
Up to 10% sum insured, Max.Rs.50,000
Donor Expenses
Covered,
Nursing Allowance
Covered
No Claim Bonus
For sum insured 300000 and above bonus up to 25% of the expiring sum insured in 2nd yr and 10% in 3rd yr
 
Interested in buying Health Insurance?
Please provide your details below and we shall call you back to advise you the right plan for you.
Submit
Health Insurance FAQs
  • Why do I need a Health Insurance Plan?
  • What are types of Health Insurance policies?
  • Does Health insurance offer any tax exemption?
  • What are the eligibilty criteria for purchasing health insurance
Claim Process
Know More
Wellness Tips
Need Assistance in Claims
Please provide your details below and we shall swing into action to assist you
Submit
Back Top