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HEALTH INSURANCE
Product Information
Useful Information

New India

TPA Information

Mediclaim

Synopsis:

New India mediclaim is an individual health insurance policy that provides you the cover during the period of insurance for any illness or injury admissible under the policy.

Benefit:

Title
Description
Room Rent Limit
1.0 % of the Sum Insured per day
ICU Daily Rent Limit
2.0 % of the Sum Insured per day
Pre-Hospitalization Expenses
Pre Hospitalisation expense incurred thirty days prior to the date of Hospitalisation.
Post Hospitalization Expenses
Post Hospitalisation up to sixty days from the date of discharge
Minimum Hospitalization Period
24 Hours
Pre-Existing Disease / Illness coverage
After 4 years
Waiting Period for New Policy
30 days from the commencement of the policy
Co-Payment
20% co-pay if Optional Cover IV has been opted.
Ambulance Expenses
Expenses incurred towards Ambulance service will be paid subject to cap 1% of Sum Insured
Non-Allopathic Treatments
Ayurvedic / Homeopathic / Unani Treatment up to 25% of the Sum Insured
Donor Expenses
If treatment involves organ transplan expenses will be paid to the extent of sum insured
Nursing Allowance
1.0 % of the Sum Insured per day
 
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