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HEALTH INSURANCE
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New India

TPA Information

Senior Citizen Mediclaim Policy

Synopsis:

Senior Citizen Mediclaim Policy covers any senior citizen resident in India aged between 60 and 80 yrs for Hospitalization expenses incurred for the treatment of illness/injury.

Highlight:

  • Pre-existing diseases are covered after 18 months of continuous insurance.
  • Pre-Acceptance Health Check up required for the Age group of 60 years and above.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
  • Get voluntary excess of 10% which is subjected to Rs. 10,000.
  • Ayush expenses incurred for homeopathic/Ayurvedic/unani are available up to 25% of the sum insured.
  • Can be renewed till the age of 90 Years.

Benefit:

Title
Description
Room Rent Limit
1% of SI
ICU Daily Rent Limit
25% of SI
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Pre-Existing Disease / Illness coverage
After 18 months
Waiting Period for New Policy
30 Days
Ambulance Expenses
Covered
Non-Allopathic Treatments
Covered
Donor Expenses
Covered
 
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