Mediclaim 2007 covers hospitalisation expenses for the treatment of illness/injury,then the company will pay or reimburse the insured person through the third party Administrator.
Highlight:
Ayurvedic / Homeopathic and Unani system of medicine are covered to the extent of 25% of Sum Insured.
Pre- existing Disease shall be covered after 48 Months of Continuous Coverage.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
Pre-existing conditions like Hypertension, Diabetes are covered after two years on payment of additional premium.
Avail special Features like Loyalty Discount & Good Health Discount.
Cost of Health Check up is also provided after a certain period of time.
Reimbursement Facility available if treatment taken at any non empanelled hospital.
Benefit:
Title
Description
Room Rent Limit
Actuals, 1% of SI
ICU Daily Rent Limit
2% of SI per day
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 hrs
Day Care Procedure Coverage
Covered
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
Free Health Checkup
After 4 Claim free years.
Ambulance Expenses
Covered
Non-Allopathic Treatments
Covered
No Claim Bonus
Yes
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